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Payment Processing → Virtual Terminals
Take credit card payments over the phone, by email, or from any computer — no hardware required. Secure, simple, and available anywhere you have a browser.
Get Set Up TodayA virtual terminal is a secure web application that lets you manually enter a customer's card details and process a payment from any computer, tablet, or smartphone — no physical card reader needed.
It's the modern equivalent of a credit card imprinter — but it's digital, secure, and available anywhere. Your customer reads you their card number over the phone, you type it in, and the payment is processed instantly.
Virtual terminals are essential for businesses that take phone orders, send invoices, or provide services remotely — and they're included with most of our merchant accounts at no extra charge.
PCI-compliant card entry with tokenization. Customer card data is never stored on your server — it's encrypted and vaulted securely.
Generate a secure payment link and email or text it to your customer. They click, enter their card, done. No invoice chasing.
Save a card on file (with customer consent) and charge it automatically on a schedule. Perfect for retainers, subscriptions, and installments.
Full transaction log with search, filtering, and export. Reconcile your books and pull receipts for any transaction in seconds.
Process refunds and void transactions directly from the virtual terminal dashboard. No calling your processor, no forms to fill out.
Browser-based — works on any desktop, laptop, tablet, or smartphone. No software to install, no updates to manage.
Most virtual terminal accounts are approved and active within 2–5 business days. Start your application and Chip will guide you through the process.
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